TRAVIS W. LESTER RESIDENTIAL & COMMERCIAL LENDING Texas NMLS #2369432 · M.S. Finance, University of Oklahoma
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LOAN ESTIMATE REVIEW · LIVE

Drop your Loan Estimate.
See what they're really charging.

A line-by-line audit of your Loan Estimate — green for fair, red for room to improve. This is a cutting-edge comparison tool, not a quote.

Drop it here.
PDF of your Loan Estimate. The audit runs in your browser.
PDF
Your audit. Your numbers. Your call.
✓ Processed in your browser
✓ No credit pull
✓ No commitment
HOW THIS WORKS The audit reads your Loan Estimate, focuses on the one line item where a loan officer has direct discretion — the origination fee — and tells you in plain English where there's room for improvement. Everything else on your Loan Estimate gets a check, with an honest explanation of what it is. Final terms depend on your full file and current market.
MANUAL ENTRY · LOAN ESTIMATE

Type in the numbers.

From your Loan Estimate. Five fields. Sixty seconds. No credit pull. Real numbers, real math.

Your Loan Estimate

All values come from the Loan Estimate document your lender sent you. Most are on page 1; origination fees are in Section A on page 2.

Loan details · Page 1
The amount you're borrowing, top left of page 1.
The rate they're quoting you, page 1.
Almost always 30 for purchase, sometimes 15 for refi.
Shown on page 1 of the Loan Estimate.
Origination charges · Page 2, Section A
The total at the bottom of Section A — includes origination fee AND discount points.
Page 2, usually labeled "Lender Credits." Enter 0 if none.

Reading your Loan Estimate

Processing in your browser · Audit running

EXTRACTING LINE ITEMS...
Loan Estimate
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AUDIT COMPLETE
THE VERDICT

TRAVIS'S READ
— Travis W. Lester · NMLS #2369432 · Texas Mortgage Broker

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TRAVIS W. LESTER · NMLS #2369432 · TEXAS BROKERED THROUGH NEXA · NMLS #1660690 · EQUAL HOUSING OPPORTUNITY