What can I afford?

Tell us your monthly budget, where you're buying, and your credit. See your real maximum home price across every loan program.

STEP 01 Today's Rate

⟳

Fetching latest 30-year fixed average

Override Rate (Optional)

This is the Freddie Mac weekly par rate. Your actual rate depends on your full file — credit, loan program, down payment, and lock date.

STEP 02 Your Monthly Budget

What can you comfortably pay per month? ($)

Include principal, interest, taxes, insurance, and any mortgage insurance.

STEP 03 Location

City

School District

Primary Residence — applies $140,000 Texas homestead exemption to school district taxes Age 65+ or Disabled — adds $60,000 school district exemption (total $200,000) per Texas Tax Code §11.13(c)

STEP 04 Credit Score Range

700+ 660-699 620-659

Your Monthly Budget

$2,500/mo

Mission / Mission CISD · Credit: 700+

Ready for real numbers?

These are estimates. Let's get you actual numbers based on your specific situation.

(956) 357-0224

Travis W. Lester · Mortgage Loan Originator · NMLS #2369432

Apply Now →

Reach out your way.

Pick whichever fits. None of these is an application, and every one of them lands with Travis, not a queue.

Ask a questionOne question, no strings. I answer it myself.Answer usually same day Get a rate quoteTell me the basics, get a real number. No credit pull.Written quote, no credit pull Start a pre-approvalRaise your hand and I'll tell you exactly what's needed.No credit pull to start Request a callPick a time. You get me, not a call center.You choose the time

Already decided? Start the full application — about 8 minutes, needs your email, and includes a credit pull.

(956) 357-0224 · tlester@nexalending.com

Travis W. Lester · Mortgage Loan Originator · NMLS #2369432 · Licensed in Texas

Brokered through NEXA Mortgage, LLC (dba NEXA Lending) · Company NMLS #1660690 · 5559 S Sossaman Rd, Bldg 1, Ste 101, Mesa, AZ 85212

Equal Housing Opportunity · NMLS Consumer Access

This website is for informational purposes only and is not a commitment to lend, an offer, or a rate lock. Rates, APRs, fees, and program availability are subject to change without notice and are not guaranteed until locked and confirmed in writing. All loans are subject to credit approval, underwriting, and program guidelines. Calculator and tool results are estimates for illustration only.

Texas Consumer Complaint & Recovery Fund Notice (Figure: 7 TAC §80.200(b)): CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.